• EXPERTISE FOR THE INSURANCE INDUSTRY As main areas of intervention, we stand out:     Multi-risk Housing   Electronic Equipment   Multi-risk Trade   Civil Responsibility   Multi-Risk Industry   Works and Assemblies / Constructions   Hull Machines   Land and sea transport   Machine Breakdowns   Exploration Losses   Prevention of loading and unloading   Cyber Risk

  RISK ANALYSIS SOPERTEC guarantees a quality service to the insurance industry and brokers, through the adequate assessment of the risk of claims in industrial and commercial activities. This service includes, in addition to the potential risks of activities, also non-conformities and recommended security measures to improve these same risks.

• PRATRIMONIAL EVALUATION SOPERTEC elaborates asset valuation studies, primarily for contractual insurance purposes and in accordance with the criteria established by the general and special conditions in force, integrating approaches on constructive, technical, economic and financial aspects. The purpose of this study is to obtain the adequate capital to insure for the assets, depending on the criterion to be established or established in the general and special conditions in force in the contract, in order to avoid, in the event of a claim, losses that are borne by equity companies, or, excessive premiums and inappropriate to needs. The evaluation of the assets will take into account the physical survey and its operability, as well as market prices and its history.

  PATHOLOGICAL SURVEY IN PROPERTY This type of service has registered an increase in demand by the owners of works and/or contractors, with a view to identifying pre-existing conditions in the buildings surrounding the work to be carried out, with the aim of, in the event of a claim or accident, identifying clearly and objectively the damage attributable to the work in progress.